Turning legacy pain to launch-ready code

You might be building new features, scaling operations, or improving stability. We have the fintech expertise to move your product forward efficiently, securely, and in line with compliance requirements.

Launching soon, but the roadmap’s still growing?


The challenge:

High decline rates, checkout drop-offs, and PSP limitations can silently erode revenue.

Our fintech teams integrate quickly, deliver with precision, and stay aligned with your goals, without adding tech debt.

Stuck maintaining instead of building?


The challenge:

Legacy bottlenecks, blocked releases, and testing slowdowns reduce time for innovation.

Our engineers work as an extension of your team to keep sprints on track, unblock delivery pipelines, and accelerate progress.

Scaling fast, but worried about cost or stability?


The challenge:

Teams big and small across industries face increasing pressure as product usage grows.

We optimize features, improve performance, and ensure cost-efficient delivery as your systems scale.

Get the fintech development support you actually need

Tell us where your team is feeling the pressure, and we’ll help you bring in the right developers to move faster without sacrificing stability.

Expertise that drives results

Oxagile’s engineers bring deep experience in both from-scratch development and legacy modernization, with a strong focus on uptime, compliance, and user trust.

  • PCI-compliant payment gateway development and multi-PSP integrations
  • Lending platforms designed for origination, approval, and risk assessment
  • Digital banking platforms and banking mobile apps
  • Financial wellness apps and personal finance management tools
  • Blockchain integrations and token-based payment systems
  • AI-based fraud detection, KYC/AML automation, and credit scoring
  • Cloud migration and architecture redesign for scalability
  • Real-time trading engines, portfolio analytics, and robo-advisors

Meet your developers

Who they are

Engineers with proven expertise in high-load financial systems, secure lending workflows, and scalable architectures. Experience spans building transaction engines capable of thousands of operations per second and supporting fintech products to IPO stage.

What they bring
  • Expertise in payments, lending systems, banking APIs, and blockchain
  • Mastery of Node.js, Python, Java/Kotlin, .NET, Go, Scala, TypeScript
  • Knowledge of ISO 8583, ISO 20022, PCI DSS, PSD2, Open Banking, AML/KYC
  • Track record delivering cloud-native fintech solutions on AWS and Azure
  • Secure coding and scalable architecture aligned with global regulations
Who they are

Designers of the underlying architecture that enables fintech platforms to grow securely and operate at speed. Background covers real-time trading engines and microservice-based payment systems, with every solution optimized for reliability, cost-efficiency, and resilience.

What they bring
  • Certification in AWS, Azure, and GCP
  • Expertise in microservices, event-driven, and serverless architectures
  • Skill in CI/CD pipeline design and infrastructure automation
  • Authority in fintech compliance: PCI DSS, SOC 2, GDPR
  • Focus on cost optimization, observability, and secure-by-design principles
Who they are

Security specialists protecting financial data, preventing breaches, and ensuring products exceed regulatory requirements. Extensive work in securing legacy banking systems and next-gen fintech platforms, with capabilities in audits, automated protection, and end-to-end compliance assurance.

What they bring
  • Regular audits and penetration testing for active fintech platforms
  • Tailored security assessments and pentests for specific client architectures
  • Expertise in reinforcing and securing legacy systems
  • Design and implementation of reusable security standards and policies
  • Comprehensive compliance coverage for PCI DSS, SOC 2, and GDPR
Who they are

Data engineers transforming raw financial information into actionable insights. Capabilities include real-time fraud detection and credit modeling to unlock new markets, with every solution engineered for precision, privacy, performance, and full regulatory compliance.

What they bring
  • Expertise in fraud detection, credit scoring, and financial intelligence
  • Capability in real-time analytics and ML model deployment
  • Proficiency in ETL/ELT pipelines and real-time financial reporting
  • Knowledge of data lakes, warehouses, and stream processing
  • Strong foundation in data privacy, secure data sharing, and anonymization
Who they are

Quality assurance and business analytics professionals are the guardians of alignment. They translate business goals into testable requirements and ensure that what gets delivered performs like it’s expected under real-world pressures.

What they bring
  • Proficiency in end-to-end, integration, load, and regression testing
  • Test coverage in payments, lending, and trading workflows
  • Skill in translating business logic into development-ready stories
  • Alignment of product roadmaps with regulatory requirements
  • Development of automation frameworks for complex systems
Who they are

Reliability engineers ensuring smooth operations after launch by minimizing downtime, optimizing performance under heavy load, and managing incident response. Every solution is built and maintained with reliability as a core principle from day one.

What they bring
  • SLA-backed support for critical fintech platforms
  • Implementation of observability tooling and real-time monitoring
  • Health checks, incident response, and failover systems
  • SRE expertise focused on uptime and cost efficiency
  • Structured handover, L2/L3 readiness, and long-term maintenance

From the client’s perspective

“Oxagile’s engineers helped us go beyond simple integration. They designed and delivered a scalable payment orchestration solution aligned with our business logic. Now we onboard PSPs much faster, have full visibility into every transaction, and gain much better control over performance. Payments used to slow us down, but now they’re a key driver of our growth! ”
— Director of Engineering, Global Subscription Platform

Engagement models

Dedicated team

Launch long-term fintech projects with a fully managed, cross-functional team aligned with your goals.

Ideal for scaling products, rearchitecting platforms, or accelerating roadmaps.

Staff augmentation

Hire fintech developers to work alongside your internal team.

Quickly scale engineering capacity with vetted experts familiar with financial services, secure coding, and compliance.

Project-based hiring

Need to implement a specific feature, modernize legacy systems, or build a solution end-to-end?

We assemble fintech teams that take full ownership with a focus on seamless handoff.

Benefits of hiring Oxagile’s development team

Fintech-ready expertise

Our developers are well-versed in finance-specific tools, standards, and workflows, including PSD2, PCI DSS, complex orchestration, and cloud-native payments.

Built by senior talent

Every team is staffed with senior-level specialists experienced in fintech delivery, compliance, and scalable architecture.

Faster integration

Skip long ramp-up periods. You can hire a fintech developer or team to quickly integrate with your processes, tools, and product goals.

Flexible team size

Scale up or down as needed. You can hire dedicated fintech developers to extend your reach and respond to market changes without long-term overhead.

Compliance-first delivery

Security and compliance are built into every stage, covering authentication, authorization, audit logging, and encryption.

Focus on outcomes

We prioritize business results, long-term value, and maintainable performance over raw code output.

Hire fintech developers from Oxagile’s talent pool in 6 steps

Share your vision

We start with a discovery session to understand your product goals, tech landscape, and team dynamics.

Get a curated team proposal

Based on your needs, we recommend fintech engineers with the right blend of technical and domain expertise.

Meet your future teammates

Review CVs and interview select candidates if you’d like to ensure a strong match — technically and culturally.

Align on collaboration

Set up your project the way you prefer, with dedicated teams or adaptable extensions that fit your workflows.

Build with confidence

The developers onboard smoothly, supported by Oxagile’s delivery leadership, QA, and DevSecOps when needed.

Adapt as you grow

Scale up, shift focus, or reshape the team as needed. We stay aligned with your priorities every step of the way.

Frequently asked questions

Why hire fintech software developers instead of general engineers?

Fintech systems demand deeper knowledge in compliance, security, and performance. Look for specialists who are well-versed in financial regulations and operations, including payment routing, fraud prevention, encryption, and audit logging.

How do I hire fintech app developers for a new product launch?

Start by defining your architecture and selecting the right tech stack. Next, choose your hiring approach (be it in-house, freelance, or outsourced). Then, look for experienced developers who have a strong track record building fintech solutions to form a team that can cover the full lifecycle.

Can I hire remote fintech developers who can work across different time zones?

Yes. For instance, Oxagile offers fintech engineers in multiple regions to align with your working hours and delivery timelines. All candidates are vetted for communication skills, fintech expertise, and the ability to work in distributed teams.

Build with confidence, backed by fintech expertise

Our engineers handle short-term support and long-term delivery with equal precision, starting strong from day one. Let’s talk about what your project needs next.

Book a call